AI-powered fraud detection for vehicle finance. Submit an application via API — get a risk score, reason codes, and evidence pack in seconds. No changes to your existing systems.
Free sandbox access. No credit card required. First API call in under 5 minutes.
curl -X POST https://api.thynkguard.com/v1/fraud/applications \
-H "Authorization: Bearer tg_live_yourorg_..." \
-H "Content-Type: application/json" \
-d '{
"applicant": {
"id_number": "8501015800088",
"income_declared": 45000,
"employer": "Acme Corp"
},
"vehicle": {
"make": "Toyota", "model": "Hilux",
"year": 2024, "purchase_price": 550000
},
"dealer": { "id": "DLR-001" }
}'{ "risk_score": 72, "risk_tier": "high", "decision_recommendation": "route_to_investigation", "reason_codes": [ { "code": "DOC_INCONSISTENCY_001", "severity": "high", "description": "Declared income inconsistent with deposits" } ], "confidence": 0.89}
Start with fraud scoring. Expand to dealer analytics, asset monitoring, and depreciation AI.
Submit a finance application — get a risk score (0-100), reason codes, and auto-generated evidence pack. OCR extraction, cross-document consistency checks, and entity linkage all in one call.
Monitor submission patterns at the dealership level. Rush pattern detection, affordability normalisation, override tracking, and peer-group risk ranking.
Post-disbursement lifecycle defence. Telemetry ingestion, mobility risk tracking, geofence alerting, and early delinquency signals.
AI-driven residual value forecasting for the South African vehicle market. Scenario analysis for mileage, region, and macro conditions.
Zero changes to your existing systems. Bolt ThynkGuard onto any LOS with a single REST call.
Create an account. Your sandbox API key is generated instantly — no approval process.
POST to /v1/fraud/applications with applicant, vehicle, and dealer data. Use our pre-built test scenarios.
Receive a 0-100 risk score, risk tier (low/medium/high), reason codes with evidence, and an auto-generated evidence pack.
Switch from tg_test_ to tg_live_ keys. Same API, same response format. ThynkGuard sits as middleware — no changes to your LOS.
All plans include sandbox access, documentation, and email support.
Core fraud scoring for smaller lenders.
Full intelligence suite for growing institutions.
Full platform with investigation workspace and custom deployment.
Get your sandbox API key in 60 seconds. Submit your first test application in 5 minutes. No meetings, no procurement — just an API call.